Comprehensive Cover (Domestic)


Domestic tourism has been steadily increasing over the last decade, as Australians explore our beautiful country[1]. While travelling domestically you can still experience cancelled flights, lose luggage or have your wallet stolen – making travel insurance just as important if you’re holidaying here in Australia as when you are travelling overseas.

TravelCard was ranked number 1 for domestic single-trip travel insurance policies in the October 2019 CHOICE Insurance Review[2]. So, whether you are holidaying in Darwin or Daylesford, you can travel with peace of mind.



Usually, travel insurance requires you to cover costs yourself, claim when you get home, then wait and worry.  When taking out TravelCard travel insurance, we also give you the option to be sent a TravelCard. If your luggage is delayed or cash is stolen, we can load money on the card to help cover your expenses – so you can get back to enjoying your holiday. It’s how travel insurance should be.

Luggage delayed?
When your luggage isn’t where you are, it’s hard to begin your holiday. Just call us and once approved we can add up to $150 to the TravelCard to buy emergency essentials.

Cash stolen?
No cash, no holiday! Call us and if approved we can put up to $250 on the TravelCard to help you in the interim.


Get a quote or call us on 1300 123 413.


Our Comprehensive Domestic Leisure policy offers protection to ensure you are covered while holidaying in Australia[3], including:

  • Lost or stolen luggage and personal effects
    Protects your luggage and valuable items such as laptops and cameras if they get lost, stolen or accidentally damaged during your trip.
  • Cancellation before your trip begins
    If you need to cancel or change your trip prior to departure due to unforeseen circumstances such as unexpected illness or injury, our Comprehensive cover would cover you for non-refundable costs up to the limit you choose when buying the policy.
  • Rental vehicle insurance excess up to $8,000
    Cover for hire car insurance excess as a result of the vehicle being damaged or stolen
  • Personal Liability cover up to $6m
    Protects you and your family from lawsuits that could arise as a result of you injuring another person or damaging someone’s else property.
  • Wide range of leisure activities
    More than 90 leisure activities covered as standard including cycling, kayaking, snorkelling and safari.

If you need help with finding a policy that suits you, call our customer service team on 1300 123 413.

Please refer to our product disclosure statements for full terms and conditions, limits and exclusions.


Medicare or your private health insurance will usually not cover the costs of using the medical facilities on a cruise ship, even if it is staying within Australian territorial waters. This means you may be out of pocket if you need to see a doctor unexpectedly while on board.

You can add Cruise Cover to your Domestic Comprehensive Cover to ensure you are covered for unforeseen medical expenses (including medical evacuation) even while you are within Australian territorial waters, cabin confinement, pre-paid shore excursion cancellation, lost or damaged or delayed arrival of formal attire, marine rescue diversion and missed port.



Frequent traveller or travelling overseas? TravelCard also offers Annual Multi-Trip Cover and a choice of either Comprehensive or Basic Cover for international travel.

If you need help finding a policy that suits you, call our customer service team on 1300 123 413.

All benefits and covers are subject to the terms, conditions, limitations and exclusions listed in the Combined Financial Services Guide and Product Disclosure Statement and on other policy documentation, including the schedule.

[1] Tourism Research Australia

[2], as at 22 October 2019

[3] You must be travelling overnight and more than 100km away from your home